Aggregation bias and study of mortgage lending

Article Abstract:

George C. Galster and Peter Hoopes'study on aggregation bias in mortgage lending challenges a wide range of existing research on home finance particularly research done at the national level. However, Galster and Hoopes' study focuses mainly on the technical problems of aggregation. Moreover, they demand consistency in all statistical tests conducted on aggregated suburban units. They fail to consider that decisions to aggregate certain areas depends on a wide range of factors such as strong economic and social ties.

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Mark-to-market: challeges

Article Abstract:

This article discusses the United States Department of Housing and Urban Development's Mark-to-Market program, based on the Multifamily Assisted Housing Reform and Affordability Act of 1997. The program reduces costs of the Section 8 program by restructuring mortgage systems using market driven methods similar to those used in the private sector.

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On the social structure of post-Soviet Russia

Article Abstract:

An empirical study of social structure that focuses on the task of discerning its component elements is presented. In post-Soviet society the social structure is divided along class lines by different kinds of property ownership, including private ownership and by functions not only of property management but of ownership as well.

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