Home equity loans: taking the knife to mortgages

Article Abstract:

The home equity loan, also known as a revolving line of credit, can save borrowers thousands of dollars in interest payments or more than the most inexpensive standard mortgage. Home equity loans can automatically cut debt right away by lowering the principal. Home loans do carry higher interest rates and if they are not paid off quickly can be less cost-effective than standard variable loans.

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10 stocks for uncertain times

Article Abstract:

With the Asian crisis looming next door, this is a good time for Australians to review their portfolios for conservative investments. Investment advisors are suggesting a shift back to basic, quality stocks to hedge against volatility. Companies with little exposure to the Asian market are a safe bet as are stocks that are driven by growth from within.

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Telstra, hold please

Article Abstract:

Investors are wondering how long telecommunications giant Telstra will be making money for them. Since Nov 1987, the company has shown almost 100% investment return. Stockbrokers believe telecommunications will continue to thrive and Telstra is still considered a solid foundation for a growth portfolio for the next few years.

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