ASO's feast of services

Article Abstract:

Administrative-services-only (ASO) arrangements are agreements between insurers or third-party administrators and clients that are self-funded. ASO providers handle the administration and processing of claims and offer additional services, such as stop-loss coverage, banking arrangements and information services. These providers also can help employers reduce their healthcare costs.

Author: Silkowski, Pete
Services, Self-insurance, Self insurance, Third-party administrators (Insurance), Third party administrators (Insurance)

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Getting flexible

Article Abstract:

Flexible benefit plans for small employers are becoming more popular. Health insurers traditionally have offered these plans only to mid-size and larger firms. The plans for smaller firms are simplified versions of the plans for larger companies. The three basic types of plans are pretax-premium plans, flexible spending accounts and full-flex plans.

Author: O'Hargan, William T.
Marketing, Compensation and benefits, Small business, Cafeteria benefit plans

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Subjects list: Cover Story, Health insurance industry
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