Article Abstract:
Provident Life and Accident has changed its non-cancelable disability plan: it is offering an underwriting discount for professions that are good risks and has implemented flexible coverage for mental disorders and substance dependencies. The Principal Financial Group has issued a new disability portfolio that offers two new disability plans and two new disability products. New polices and plans from Chubb LifeAmerica, Catholic Knights Insurance Society, the New England, Minnesota Mutual Plans, and The Travelers are detailed. Principal Health Care announced it would acquire TakeCare (St. Louis, MO), a heath maintenance organization.
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Article Abstract:
Life insurance companies in America suffered a tremendous setback due to its failure to satisfy customer's demand. They are faced with the choice between product manufacturing and customer relationship management. Some of these insurance companies believe that the best chance of success lies in product manufacturing. A life insurer must develop a clear and effective way to select an approach to be able to distribute products at a lower costs while financial flexibility.
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Article Abstract:
Most large companies offer dental insurance as an employee benefit, often with the employee paying part of the premiums. If coverage is voluntary, it may be necessary to require a minimum number of participants. Also, individuals including self-employed persons are demanding dental insurance, and they may not want preferred providers. The agent should exercise care in choosing a dental care insurance product, and consider those with less comprehensive coverage.
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