Article Abstract:
Aetna Life and Casualty Co has introduced a new insurance line, called the Food and Beverage Wholesalers Program. The line is intended for wholesale food and beverage businesses that fall under Standard Industry Codes (SIC) 5141 through 5149 as well as SIC 5181 and 5182. Policy deductibles vary from $5,000 to $50,000 and separate limits for various forms of property damage and losses can be specified. The policy also has optional coverage for unusual situations such as marine transportation or refrigeration equipment breakdown.
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Article Abstract:
Chubb Group of Insurance Cos offers a winery policy integrating protection for property, business income, extra expense and liability. This policy factors in the variable value of wine as it is being produced. In addition to buildings, vines, wine stock and data processing equipment, extra expense coverage and executive protection are included. Special liability options are available for wind drift, overspray and the winery premises.
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Article Abstract:
St. Paul Fire and Marine Insurance Co, through Allen Insurance Associates, introduced business insurance for museums that combines property, liability and collections coverage. Liability limits are not set, but $25 million is typical. Deductibles start at $1,000 for collections and $250 for other property. Optional coverage is available for property on loan to the museum and pollution liability, among others.
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