A changing view of health care benefits

Article Abstract:

Employee health care benefits have shifted from company-paid risk protection plans to tools for preventing illnesses and maintaining the wellness of employees. The funding of health plans is now done through insurance or self-funding and their combination. Health care is presently being delivered by licensed providers ranging from fee-for-service structures to reimbursement arrangements. Health care has ultimately been transformed into a means of protecting an organization's human capital so they would remain productive and ensure a good return on investment made by corporations.

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Health savings accounts: a new model emerges.

Article Abstract:

The Health Savings accounts (HSA) recently passed as part of Medicare reform are examined. HSAs and High Deductible Health Plans (HDHPs) offer strong tax benefits to both employers and employees as well as boost long term care.

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The case for consumerism in healthcare

Article Abstract:

The relation between consumerism and the consumer-directed health plans are analyzed. The systematic steps to plan employee health benefit systems by consumer engagements are also explained in detail.

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