The benefits of a partnership approach to disability management

Article Abstract:

Employers can realize the benefits of being a partner in disability management by introducing part-time or modified work alternatives that will help retain skilled employees and lead to greater productivity over the long range. Keeping employees in revised, alternative work functions yields much greater advantages than paying 100% disability benefits. Employees can work with insurers to effectively manage disability claims.

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Dependent Care Spending Accounts--Do They Make Sense in 2003?

Article Abstract:

A myth is the perception that EGTRRA (Economic Growth and Tax Relief Reconcilation Act of 2001) changes compromised the benefits of dependent care spending accounts (DCSAs) for employees, especially those receiving lower pay. The fact is, since EGRRRA permits sal ary reductions to dependent care spending accounts to boost employees' earned income tax credits, more workers now will realize benefits form DCSAs.

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Designing long-term disability plans: tax efficiency vs. maximum wage replacement

Article Abstract:

Through three case studies, article explains the advantages and disadvantages of various long-term disability plan design choices. Examines whether employers should make participation in long-term disability coverage voluntary or mandatory, whether coverage should be provided on an aftertax or pretax basis, as well as other issues.

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