Administration; claims processing and review; denial of disability benefits; standard of review

Article Abstract:

Curtis Norman's job as a shuttle car operator in the West Virginia coal mines ended when he suffered a back injury on Aug 12, 1982. His application for a disability pension was granted by the United Mine Workers of America 1974 Pension Plan only for the period starting Nov 1, 1987 onwards, but not for the period Aug 14, 1982-Oct 31, 1987. The reason cited for the denial was that Norman's condition during that time was not the result of a mining accident. The court ruled that the trustees abused their discretion because they denied the application without substantial evidence.

Cases, Disability evaluation, Norman, Curtis

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Estate planning for qualified plans and IRAs

Article Abstract:

Estate planning methods for qualified plans and individual retirement accounts are available to ensure that family members get the most from a person's assets and retirement benefits. These methods include designating children or grandchildren as beneficiaries and creating a credit shelter type of trust to allow income tax deferral, reduction or elimination of excise taxes and elimination of estate taxes.

author: Kuntz, Laura
Commercial Banks, Investment Banking and Securities Dealing, Bank Individual Retirement Accounts, Methods, Management, Personal finance, Estate planning, Individual retirement accounts

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Expatriates and qualified plans

Article Abstract:

The coverage of US expatriates under US qualified benefit plans is determined by the provisions of said plans. Expatriates are assured of benefits due to the exclusive benefit rule. On the other hand, laws governing the income tax responsibility of US expatriates who derived benefits from foreign qualified plans and foreign expatriates who benefited from their respective countries' plans are vague.

author: Heitzman, Robert E., Jr., Peach, Timothy
Pension Fund Coverage & Benefits, Taxation, Laws, regulations and rules, Human resource management, International business enterprises, Multinational corporations, Pensions, Employee benefits

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subjects list: Pension funds, Qualified benefit plans
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