Adverse selection and price sensitivity when low-income people have subsidies to purchase health insurance in the private market

Article Abstract:

The Health Access New Jersey program found that low-income people who did not purchase private health insurance even when provided with subsidies were concerned about costs.

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Health insurance problems are not going away

Article Abstract:

Genetic testing, higher medical costs and higher insurance premiums are expected to affect health insurance issues during the next presidential term.

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Markets for individual health insurance: can we make them work with incentives to purchase insurance?

Article Abstract:

Information on expansion of access to the individual health insurance markets of low-income people through income-based incentives to purchase health coverage is offered. Additional information on health insurance policies is included.

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