Financial fact or fiction?

Article Abstract:

Myths about real estate investment, the need for life insurance, the safety of bank investments, the preparation of tax returns and the need for retirement accounts are addressed. People are encouraged to do their own investment research and prepare their own tax returns.

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Lower your banking fees

Article Abstract:

No-interest checking accounts and lower minimum-balance accounts may save bankers money. Discount companies sell checks for less money than banks charge. Other economical tips include avoiding writing checks with insufficient funds and stop-payment fees.

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How to lower your borrowing costs

Article Abstract:

Low interest rates provide an opportunity for people to refinance outstanding debt. Home mortgages, credit cards and car loans can be obtained at lower interest rates. The benefits of credit unions are discussed.

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