The effect of insurance coverage on breast cancer patients' treatment and hospital choices

Article Abstract:

The type of insurance coverage and distance of travel influence breast cancer patients' selection of hospital and treatment. The selection of hospitals and surgical procedures is also jointly decided by patients. These observations are revealed by a study that analyzed a model of choice between modified radical mastectomy and breast-conserving surgery. Another model of choice is between a nearby hospital with an American College of Surgeon-accredited cancer program and a farther hospital.

Author: Hadley, Jack, Mitchell, Jean M.
Management, Contracts, Cancer patients, Insurance policies

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The demand for medical care: what people pay does matter

Article Abstract:

An analysis of patient responses to the out-of-pocket cost of medical care health insurance market reveals that a modification of the Rand experiment methodology would be useful for policy-makers. the method may be used to investigate behavioral responses to price and how responses vary across different populations. Moreover, the technique allows for measurement of central tendency movement and affects of price changes at different levels of distribution.

Author: Eichner, Matthew J.
Economics, Research and Development in the Social Sciences and Humanities, Planning, Evaluation, Medical economics, Health care industry, Medical policy, Health policy

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Health insurance and precautionary savings

Article Abstract:

Insured households have more savings than uninsured ones. This happens because of Medicaid's policy denying eligibility to households with bank accounts or assets beyond a certain limit. Furthermore, household members working at companies that provide health insurance tend to receive higher salaries and other benefits. This disproves arguments that insurance coverage no longer make it necessary for households to save for the future.

Author: Starr-McCluer, Martha
Savings, Insurance, Households

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Subjects list: Research, Health insurance
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