Small business employment

Article Abstract:

A seasonally adjusted 19 percent of all firms have at least one 'hard to fill' job opening which is a rise of three points and in confirmation with the reported decline in the unemployment rate. The unavailability of workers with appropriate skills is characterized by eight percent of owners as their number-one business problem.

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Small Business credit conditions

Article Abstract:

The percentage borrowing at least once every three months by small business borrowers for the period 1998-2003 are presented. The increasing profits have not appreciably increased the borrowing activities of small business.

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Most important problem

Article Abstract:

The most important problem for small business owners is the rising insurance cost. Higher premiums and an improving stock market should slow the pace of insurance cost increases in 2004.

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