Consistency conditions for regulatory analysis of financial institutions: a comparison of frontier efficiency methods
Article Abstract:
Six consistency conditions are proposed for the effective regulatory analysis of financial institutions. Consistency in efficiency levels, rankings and identification of best and worst companies are proposed to identify the level in which the different strategies are consistent with each other. The parametric methods show consistency with each other, which can also be said in the case of nonparametric methods. However, mutual consistency is not shown by parametric and nonparametric methods. The choice between parametric and nonparametric method is found to generally affect regulatory policy considerations.
author: Berger, Allen N., Humphrey, David B., Bauer, Paul W., Ferrier, Gary D.
Publisher: Elsevier B.V.
Publication Name: Journal of Economics and Business
Subject: Economics
ISSN: 0148-6195
Year: 1998
Banking Institutions, Depository Credit Intermediation, Economics, Research and Development in the Social Sciences and Humanities, DEPOSITORY INSTITUTIONS, Models, Management, Financial services industry, Financial services, Banks (Finance), Industry regulations, Government regulation of business, Trade regulation, Efficient market theory
New evidence of scope economies among lending, deposit-taking, loan commitments and mutual fund activities
Article Abstract:
A study on the effect of financial innovations and technology on the costs and profits of banking sector is presented. The effects of scope economies and complementary pairing in banking transactions like lending, deposit-taking, mutual fund activities etc., are analyzed.
author: Valverde, Santiago Carbo, Fernandez, Francisco Rodriguez
Publisher: Elsevier B.V.
Publication Name: Journal of Economics and Business
Subject: Economics
ISSN: 0148-6195
Year: 2005
Commercial Banking, Retail Banking Services, Sales & consumption, Services information, Methods, Innovations, Economic aspects, Retail banking, Services, Technology application, Industry sales and revenue
Predicted and actual costs from individual bank mergers
Article Abstract:
Scale related cost effects are predicted from 22 mergers among Spanish saving banks over 1986-2000. Unit cost was reduced by about 0.5 percent raising asset returns by 4 percent and resource utilization was improved.
author: Humphrey, David B., Valverde, Santiago Carbo
Publisher: Elsevier B.V.
Publication Name: Journal of Economics and Business
Subject: Economics
ISSN: 0148-6195
Year: 2004
Acquisitions & mergers, Mergers, acquisitions and divestments, Company acquisition/merger, Cost benefit analysis
subjects list: Banking industry, Spain
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