Minimal disclosure hampers assessment

Article Abstract:

Of the 100 British corporations that comprise the Financial Times-Stock Exchange index, 87 have some form of share option scheme. These schemes are increasingly popular, but the accounting disclosure requirements related to the prices at which corporate directors may exercise the options are inadequate to allow interested parties (such as stockholders) to determine the profitability of the schemes or the actual option amounts held by directors under which schemes. A listing of the option schemes associated with these 100 firms indicates: year-end date, number of directors participating in scheme, number of directors with options, number of shares associated with options, subscription price, notional cost, price at August 9, 1986, current value, and notional profit (or loss).

Finance, Retirement, Profit sharing

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The role of the actuary in investment strategy

Article Abstract:

The investment of pension fund monies requires the participation of an actuary in order to balance the monetary liabilities of a pension fund against the approximate time the money will be needed. Actuaries must project cash-flow requirements in order to determine the appropriate investment strategy. The pension fund's directors will set the parameters of risk within which pension fund monies can be invested, and it is the role of actuaries to maximize returns within the limits of acceptable risk. Actuaries define the risk inherent in individual investment schemes and then define predetermined goals in which to measure the success of the the pension fund investment in terms of acceptable performance on returns.

author: Wynne-Griffith, Huw
Actuaries

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Property investment: dinosaur or phoenix?

Article Abstract:

Real estate in the UK is again becoming a good investment for pension funds. Real estate contributes to diversification of risk and is less volatile than equities or gilts. The appropriate range for pension fund investment in property would be 15-20%. Valuations should be conducted annually by the property fund manager, using the firms WM Co or IPD as a data base resource. It is not necessarily to evaluate property on its long-term value, as this changes.

author: Reid, Iain
Accounting, Real estate, Real property

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subjects list: United Kingdom, Investments, Pension funds, Great Britain
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