Split-dollar life insurance

Article Abstract:

Estate planners have several varieties of split-dollar life insurance plans which they may offer to their clients. Such plans involve employees and employers sharing premiums and benefits on cash value life insurance policies which are relatively low cost to employers. IRS rulings and Tax Court cases control the tax treatment of the plans.

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Insurance planning

Article Abstract:

The insurance industry may suffer a financial decline in 1998 as a result of low interest rates and compensatory investments which have not performed well. Investors in life insurance should be made aware of this trend. Senior policy settlements, which are like viatical settlements, may be a useful estate planning tool for some.

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Insurance planning

Article Abstract:

Issues regarding using life insurance in retirement planning are presented, including emerging opportunities, tax aggressive schemes, family limited partnerships, whole life, and variable universal life.

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