Fair chance for consumers

Article Abstract:

The UK government has introduced the Unfair Terms in Consumer Contracts Regulations 1994 to implement the EC Directive on Unfair Terms in Consumer Contracts. The regulations prohibit the inclusion of any 'unfair term' in any contract between a consumer and a seller or supplier. The phrase 'unfair term' refers to any provision in the contract that does not comply with the requirement of good faith and adversely affects the consumer's rights and obligations under the contract. Some examples of unfair clauses are those that eliminate or minimize the liability of the seller or supplier for the consumer's injury or death, those that authorize the seller or supplier to alter the contract without the consent of the consumer, and those that impose severe penalties on consumers who fail to meet their obligations.

author: Keenan, Denis
Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors, Consumer Protection Laws, Contracts, Clauses (Law), Contract clauses

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Dealing with insolvent partnerships

Article Abstract:

The complex rules of the Insolvent Partnerships Order 1986 improve the procedures for concluding insolvent partnerships in the United Kingdom. There are basically three different procedures for resolving partnership insolvencies. A firm may become an unregistered company with no actions against the partners, though petitioners may make claims against the firm in any one of four ways: by creditor, by a partner of the firm if there are eight or more partners, or by a trustee in the bankruptcy of or by the liquidator of a partner or former partner. The second procedure involves insolvency proceedings against two or more insolvent partners. The third procedure is to retain the firm's existence while initiating insolvency proceedings against partners.

author: Keenan, Denis
Bankruptcy law

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Consumer protection

Article Abstract:

Consumer protection laws in Great Britain and their implications for businesses are discussed. The emphasis is on criminal rather than civil sanctions. Weighing and measuring equipment used in selling must be accurate and inspected regularly. Items that are pre-packed must bear an indication of quantity, and goods must be sold by the stated quantity. It is illegal to sell goods which do not meet the standards of the Consumer Safety Act of 1978. It is a criminal offense to demand payment for unsolicited goods, or to sell or supply goods with a misleading description.

author: Keenan, Denis

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subjects list: United Kingdom, Laws, regulations and rules, Consumer protection, Accounting, Great Britain
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