Article Abstract:
A growing problem for computer users is computer security. TRW has been working for years to increase the security of its system, encourage tougher consumer protection laws, has lobbied for laws against computer crime, and was an early user of fraud prevention educational programs. To enhance security, in January 1986, TRW will no longer issue verbal credit reports, except in summary form. To protect databases, TRW recommends that credit grantors never provide access information by phone, make frequent changes to passwords, eliminate passwords or subscriber codes which are no longer used, not post passwords, and have separate codes for each user department.
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Article Abstract:
Most instances of unauthorized access to databases are due to people obtaining codes from employees whose responsibility it is to maintain the confidentiality of information. Adding extra steps in the security process can make access less convenient for operators and slow transaction time. At Credit Bureau Inc., Atlanta, Georgia, they have instituted security measures which provide information relating to unauthorized charges, access to the data base at odd hours, and improper maintenance transactions; procedures which invalidate codes being used improperly; and automatic disconnection after three unsuccessful attempts to sign on.
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Article Abstract:
Credit files at Trans Union Information Co. are protected by selecting trustworthy credit processing personnel and training them in the computerized system's security measures. Batch passwords, automatic disconnect features, and printed audit trails are among the system's security features. The Trans Union Information Co. credit files are housed in its Chicago office and subscribers to the system undergo rigid validity checks before they are allowed access.
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