Article Abstract:
Four situation in which the consumer may be paying hidden fees include using ATMs that charge up to $2 per usage, mail-order music clubs with high shipping and handling costs, hotels that have high local telephone and other fees, and high cost from inefficient use of online services.
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Article Abstract:
Julie and Jeff Warner found themselves $50,000 in debt after living beyond their income became their lifestyle. A credit counselor helped them to devise a plan to pay off their credit card debt through smaller and more affordable monthly payments and to reform their spending habits.
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Article Abstract:
Employees can save more money by starting to contribute to a 401(k) plan when they are young. Participants should contribute the maximum amount allowed, and they should consider riskier investments while they are young. People should avoid borrowing from their 401(k) plans.
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